Texas Divorce Financial Planning for Women | Bates Wealth Strategies
Divorce in Texas: What Every Woman Needs to Know About Her Finances Before She Signs Anything
Divorce can feel overwhelming — emotionally, mentally, and financially. At Bates Wealth Strategies, we see this every day. Smart, capable women are often asked to make permanent financial decisions during one of the most uncertain seasons of their lives.
If you are going through a divorce in Texas, understanding how money works before your divorce is finalized is one of the most important steps you can take to protect your future.
Texas Is a Community Property State — But That Does NOT Mean Everything Is Split 50/50
Texas follows community property law, meaning assets acquired during marriage are generally considered marital property. However, Texas courts divide assets in a way that is “just and right,” not automatically equal.
Factors that may influence a woman receiving more than 50% include:
Income and earning potential differences
Time spent out of the workforce
Custody arrangements
Health considerations
Fault in the marriage
Future financial needs
👉 Many women unknowingly accept less than they are entitled to — simply because they were never shown the full financial picture.
Separate Property Must Be Proven — Not Assumed
Separate property is not automatically protected unless it can be documented.
This includes:
Assets owned before marriage
Inheritances
Gifts
Family land
Portions of retirement accounts
Without proper tracing, separate property can be mistakenly treated as community property — permanently changing your settlement.
Cash Flow Matters More Than the Settlement Total
A settlement can look “fair” on paper and still create financial stress every single month.
Before finalizing a divorce, women should understand:
Monthly income after divorce
Ongoing expenses
Tax changes
Insurance needs
Retirement impact
At BWS, we focus on life after divorce — not just the division of assets.
The Biggest Financial Mistake Women Make in Divorce...
Rushing to be done.
Once a divorce decree is signed, financial changes are extremely difficult — sometimes impossible — to undo.
Clarity now protects peace later.
👉 Email us at hello@batesws.com to receive your free download of: “Texas Divorce Financial Checklist for Women”